Not all borrowers will qualify for the 96-month financing. Rates are subject to change. For mortgage rates, please contact one of our Real Estate Loan Officers. Your purchase of GAP is optional. Vehicle advisors have access to special pricing that alleviates the stress of haggling. Find out the benefits of a new or used car loan from Education Credit Union Do Better Auto Loan Research With Education Credit Union. Low-rate, monthly Payment Credit Life and Disability Insurance can be included in your monthly payment to cover the balance of the loan to protect you and your family for typically only a few dollars a month. Skip to online banking login Skip to main content Skip to sitemap. Best Car Loan Rates From Credit Unions. Our Special Fixed Rate Car Loan has been awarded a 5-Star Rating for Outstanding Value by Canstar, and has also won Mozo Experts Choice Award for the fourth year in a row.. Just fill out the form below and a vehicle advisor will follow up with you. We know these are stressful times and we don’t know what tomorrow may bring. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. We appreciate your understanding while our staff takes time to celebrate these precious times. See our car loan rates and apply. Lock Icon. Online – Find out if it is a fair price . Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ ~ ~ Menu ~ ~ ~ ~ ~ ~ Accounts Accounts Certificates of Deposit Checking Fees and Disclosures Investments IRAs Money Market Savings Youth Accounts Rates. Contact a Loan Officer to see how OECU may be able to save you money on your next new or used car purchase or by refinancing your current auto loan… NEW and USED AUTO LOANS *Guaranteed Asset Protection is considered insurance coverage in some states. To learn more about MMP, call your loan officer or service representative today! LOAN TYPE BASE APR APR RANGE TERM AVAILABLE DISCOUNTS OTHER NOTES; Vehicle: 2.99%: 1.99% - 18.00%: Up … As with any loan, member must be 18 years of age or older to apply for loan and must have a primary savings account. You are now leaving Educators Credit Union’s website www.ecu.com. Only new vehicles will qualify for an 8-year term with a maximum loan-to-value equal to 100%. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. … Go ~ ~ ~ ~ New User ~ ~ Forgot Password ~ ~ ~ ~ ~ ~ ~ ~ Menu ~ ~ ~ ~ ~ ~ Accounts Accounts Certificates of Deposit Checking Fees and Disclosures Investments IRAs Money Market Savings Youth Accounts Rates. Learn about our auto loans and apply online. The maximum interest rate which a credit union can charge is 12% (12.68% APR)*. Whether it's a car, truck, boat, motorcycle, or RV, a UECU vehicle loan … Step 2: Get Pre-Approved. MPOWER+ Vehicle Return Protection is provided complimentary for 6 months on every vehicle financed with Gulf Coast Educators Credit Union. ... WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM County Educators Federal CREDIT UNION. Financing Options. New and USED CAR INFORMATION is always available to members through ECU’s lobby computer and vehicle library. Member Benefits. You should carefully read the contract for a full explanation of the terms. Apply Now. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Skip a month’s worth of payments annually for a small fee. The awards have been running since 2014 and are judged from a selection of 239 different personal loans. Get the money you need to reach your higher education goals. Undergraduates, Graduates and Parent Student Loan Options Educators Credit Union has partnered with College Ave Student Loans to provide a simple application and a personalized loan experience for undergraduates, graduates and parents. Try Our Car Loan Calculator > As time goes on, the likelihood of mechanical failure on your vehicle is inevitable. Our vehicle advisors work diligently to find your next vehicle. Financing is available for new or used vehicles. With MMP, You Can Get the Most Out of Your Mileage! When you call Oklahoma Educators Credit Union during business hours, expect the pleasure of speaking with a live person. Educators offers free CARFAX Vehicle History Reports so that our members can buy a used vehicle with confidence. In fact, if the average new car owner has his or her vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Minimum vehicle loan amount for a 6-year term is $15,000; the minimum for a 7-year term is $25,000, and the minimum for an 8-year term is $30,000. No pre-payment penalties so you can pay the loan off anytime you want. This alternate website is not operated by Educators Credit Union. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE, WE DO NOT MANAGE THE CONTENT OF THOSE SITES. For an unsecured rate, this loan generally provides the lowest interest rate available. In order to qualify, the borrower must maintain a credit score of 670 or higher. Education Community Car Loan. MAJOR MECHANICAL PROTECTION/EXTENDED WARRANTY. We’re a credit union — with all of the services a big bank has to offer — plus added benefits simply for being a member. Purchasing A Vehicle When you finance a vehicle through Gulf Coast Educators, you enjoy distinct advantages over financing at an auto dealership. Whether it’s a new or used vehicle, stop in and get pre-approved today! Home | Borrow | Auto Loans. 1AutoWerks is a separate entity from Educators Credit Union. Password. Ensure Your New Vehicle is Fully Protected with GAP. Contact a vehicle advisor for help with a safe and smooth buying process. It allows you to return your vehicle and walk … And because we’re a not-for-profit, we pay back earnings to you with higher savings rates and lower loan rates, using the best tools to keep your money safe. Skip to Main Content Skip to Sitemap × You are leaving the First Financial Credit Union web site. My Account. COLLATERAL PROTECTION INSURANCE (CPI) If you have an auto or recreational vehicle financed at Educators Credit Union, we must have proof of insurance. First Financial Credit Union in Southern CA offers educators the same low rates for new and used car loans. Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit Cards Home Equity Loans Mortgage Loans Loan Tips Personal Loans Rates Student Loans. Contact one of our loan officers today! Get in the fast lane with a new ride today. 2CARFAX® Vehicle History Reports™ are based on information supplied to CARFAX®. We can help you find a custom mortgage option that is tailored to your needs. Don’t pay for more than you need, request a quote for policy that fits your needs. Federally insured by NCUA. This field is for validation purposes and should be left unchanged. With this valuable product, you can rest easy knowing that your auto loan won’t be a burden if an unexpected accident or theft occurs. Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit Cards Home Equity Loans Mortgage Loans Loan Tips Personal Loans Rates Student Loans. Credit Union SA’s Special Fixed Rate Car Loan has once again been awarded a 5-Star Rating for Outstanding Value by Canstar and also Mozo’s Experts Choice award for the fourth year in a row. With our competitive rates and multiple term options, we could lower your monthly payment. Try our Vehicle Loan Calculator to help you estimate a monthly payment or loan term. LOAN TIPS CURRENT RATES LOAN APPLICATION . 12 monthly payments of $85.49 for 12 month Credit Saver Loan with Term Share rate of 1.75% dividend rate and loan annual percentage rate of 4.75%. Car and Truck Loans. This alternate website is not operated by Educators Credit Union. Maximum loan amounts are $5,000 for these loans. The total cost of MMP is often far less than the cost of a single repair! Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ ~ ~ Menu ~ ~ ~ ~ ~ ~ Accounts Accounts Certificates of Deposit Checking Fees and Disclosures Investments IRAs Money Market Savings Youth Accounts Rates. 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